Blog

What you need to know about cross-collateralisation in property loans

Cross collateralisation in finance is the process of securing a loan by two or more properties as security.
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Special condition clauses to include in a property contract

When buying real property in Queensland, you must consider adding special condition clauses to your contract.
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Using a property share loan to keep property owner’s finances separate

A property share loan involves two separate home loans by individual owners, both secured against the same property.
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Which professions qualify for a lenders mortgage insurance waiver?

Some lenders offer LMI waiver for borrowers who work in certain professions with criteria around working history and professional membership
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Why loan-to-value ratios matter to buyers

The loan-to-value ratio (LVR) can influence the home loan’s approval, the loan amount borrowed, interest rates, and refinancing prospects.
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2024 Federal Budget: Implications for mortgages and property investment

Explore the 2024 Federal Budget's impact on mortgages and property, covering interest rates, first-home buyer help, tax relief, and more.
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Home loans: The process explained

Getting and finalising a home loan with your broker at Get Real Finance involves the following steps.
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How to improve your borrowing capacity

Planning for how you can improve and increase your borrowing capacity is key before you start looking at real property to buy.
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How to pay your mortgage off sooner

Continually managing your mortgage is critical—your financial future depends on your mindset and strategy.
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What is the professional standard for mortgage brokers?

The NCCP legislation aims to protect borrowers by ensuring ethical and professional standards in the finance industry.
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